The Highest Savings Rates on Cash Accounts for 2013

  Needless to say high savings rates are impossible to find in this low-rate environment mandated by the Federal Reserve. Savers can still beat the rates offered by their local banks or brokerage firms for cash if they consider the following options:   I-Series Bonds - Theses savings bonds issued by the Treasury Department pay 1.76% through April 30, 2013 after which they will be adjusted for inflation. Minimum deposit is $25 and the maximum purchase... Read More

BancVue is bringing green banking to a bank or credit union near you

  In a perfect world all of the banks in the U.S. would be socially responsible. They would charge reasonable fees, pay decent interest rates on deposits and offer lending lines to worthwhile projects in their local community. That just doesn’t seem like it is asking too much.   But apparently it is. We know that social responsibility in banking has been lacking and we have the giant tax bill and investment losses to prove it. Just... Read More

Why Reward Checking Rates will Hit 6% Again

By now you have probably heard of the high-yielding checking account that will pay you very high rates if you convert to online banking and use your debit card regularly. These deals can make a lot of sense if you carry a decent balance and can meet the monthly requirements. The only problem? Is is worth all the effort? The answer was pretty clear when rates were at 5% or 6%. You could beat the best CD rates and keep your money liquid. Now reward... Read More

PerkStreet Financial’s 2%-5% Checking Rate Deal

Looking for a 5% interest rate on a checking account? That’s not easy to find. In fact, you may have some trouble even finding an online checking account that pays over 1% these days. However, there is a way to earn 5% in a round-about way. A popular checking account from PerkStreet Financial offers cash-back and rewards that can range as high as 5%. The PerkStreet Financial checking account is designed for people tired of earning close to... Read More

Can You Find 4%, 5% or 6% Rates on Reward Checking Accounts?

Is it a sunset for 4%, 5% and 6% rates on reward checking accounts offered by banks? We hope not, but there are only a handful of banks and credit unions still offering the attractive top-tier rates. Many banks and credit unions have actually dropped the highest yield for meeting monthly requirements from between 2% and 4%, as well as lowering the rate cap for which the top-tier yield applies. None of this is a surprise, considering interest rates... Read More

Reward Checking Accounts in Texas

If everything is bigger in Texas, does that mean checking account rates are higher? Maybe not, but there are plenty of good reward checking accounts offered by Texas-based FDIC-insured bank. Just to refresh, reward checking accounts offer a top-tier rate for meeting preset monthly requirements in your checking account. Typically, these requirements include online banking , online bill payment and the use of a debit card. Reward checking accounts... Read More

3% Reward Checking from a Boston-area Bank

Reward checking accounts are a great eco-friendly way to bank green. Nearly every, reward checking accounts offers rate incentives to use energy saving online banking services.  A natural question to ask is: Are the banks that offer reward checking accounts strong healthy banks with long track records or new internet-only banks with no track record. The answer to that question is both. But an even more important question might be: Does it even... Read More

4.00% Reward Checking Account Rates Still Available

Reward Checking Rates Interest rates have never been lower, but 4% rates are still available on select reward checking accounts across the country. To earn the highest yield on a reward checking account, typically customers have to meet a number of monthly online banking requirements. The top-tier yield will also, in many cases, only apply on balances up to a preset dollar amount like $25,000 or $50,000.  Green bankers who have already adopted... Read More

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